body {
  background: #00f url(images/banner-upper.png) top left repeat-x;
}

h1, h2, h3, h4, h5, h6, p, li {
  line-height: 140%;
}

.banner-lower {
  margin-top: 120px;
  background: #fff url(images/banner-lower.png) top left repeat-x;
}

h1.pageheading {
	position: absolute;
	top: -180px;
  left: 200px;
  /* width: 550px; */
  margin: 0;
  margin-right: 50px;
  padding: 0;
  line-height: 100%;
}

h2.description {
	position: absolute;
	top: -140px;
  left: 239px;
  width: 490px;
  margin: 0;
  padding: 0px;
  line-height: 110%;
}

a.head-phone {
	position: absolute;
	top: 20px;
	right: 10px;
  width: 197px;
  height: 98px;
	
}

.center {
  margin-top:20px;
}
.left {
  margin-top: 30px;
/*
  margin-left: -20px;
  margin-right: 20px;
*/
}

h2, h3, h4, h5, h6 {
  margin-top: 24px;
  margin-bottom: 0px;
}

p {
  margin-top: 0;
  margin-bottom: 18px;
}

.question {
  margin-top: 48px;
  margin-bottom: 12px;
}
.answer {
  margin: 0 0 18px 0;
}
.answer-div {
  margin: 0;
}

br.brclear {
  margin: 0;
}

li {
  margin-left: 12px;
}
ul, ol {
  padding-bottom: 24px;
}

img {margin: 3px}

hr, hr.brclear {
  margin-right: 12px;
  margin-left: 12px;
}
hr {
  margin-top: 36px;
  margin-bottom: 36px;
}
hr.brclear {
  margin-top: 18px;
  margin-bottom: 18px;
}
br.no-margin {
  margin: 0;
  padding: 0;
}

caption {margin-top: 36px}

ol, ul, table {
  margin-top: 0px;
}
.copyright {
  margin-top: 36px;
}
ol, ul, table, .copyright {
  margin-bottom: 36px;
}

.tstmnlh1, .tstmnlh2, .tstmnlpara1, .tstmnlpara2, .tstmnlli {
  margin-top: 0px;
  margin-right: 5px;
  margin-bottom: 6px;
  margin-left: 5px;
}

.tstmnlh1 {
  padding-bottom: 5px;
}

.phone {
  margin: 16px;
}

div, ol, ul, li, .answer {
  margin-top: 0;
  margin-bottom: 0;
}

blockquote {
float: right;
width: 200px;
padding: 0;
margin: 20px 0 20px 20px;
position: relative;
}

p.quoteBody {
padding: 40px 20px 45px 20px;
margin: 0;
}

p.sef {
  margin: 36px;
}